Pound to Euro Exchange Rate Today Post Office Rates

If you’ve ever got to the airport and wondered why the euros in your pocket don’t stretch quite as far as you expected, you’re not alone. The rate you see on a currency converter isn’t always the rate you get — and the Post Office, one of the most recognisable names in UK travel money, charges different rates depending on how much you’re exchanging. As of 23 April 2026, the Post Office’s published rates ranged from 1.1031 to 1.1312 EUR per pound depending on the amount (Post Office Currency Converter). This article cuts through the headline numbers to show exactly what you’d receive, how Post Office rates stack up against the interbank market, and which tools can help you find the best deal.

Sample An Post Rate: €1.00 = £0.83 ·
Last Updated: 23 Apr 2026 at 8:20 ·
UK Post Office Service: Order euros online, collect 2 hours ·
Irish Post Office Buy: USD and GBP cash, 0% commission ·
Converter Currencies: Over 60 currencies

How much is 1 pound to 1 euro today?

The answer depends entirely on where you’re looking. The interbank or mid-market rate — the one banks use when trading large volumes with each other — currently sits around 1.1487 to 1.1525 EUR per pound (Key Currency, live rate context). The Post Office, however, applies a markup because it runs a retail service with branch costs to cover.

Interbank rate

The interbank rate represents what banks pay each other when moving millions of pounds worth of currency — it’s the wholesale benchmark, not the retail price (OANDA, FX data provider). You won’t get this rate when you walk into a currency bureau or order online for small amounts. It’s a reference point, not a realistic expectation.

Post Office buy/sell spread

The Post Office operates a tiered system where the more you spend, the better your rate. On 23 April 2026, ordering £100 or more yielded 1.1031 EUR per pound; £500 or more improved to 1.1268 EUR per pound; and £1,000 or more reached 1.1312 EUR per pound (Post Office Currency Converter). The spread between the lowest and highest tier is roughly 0.028 EUR per pound — meaningful if you’re exchanging £1,000 or more.

The implication: a traveller changing £500 on 23 April would have received around 563.40 EUR at the £500+ rate, compared to 551.55 EUR at the £100+ rate — a difference of nearly 12 euros simply by hitting the next tier threshold.

The pattern is clear: casual changers at the entry level receive roughly 3% less than the interbank benchmark, and only travellers spending £500 or more start closing that gap meaningfully.

How much is €100 euro in pounds?

Working backwards, a traveller selling 100 EUR would receive different amounts depending on which Post Office tier applied and whether the rate was quoted as EUR per GBP or GBP per EUR. Using the An Post sample rate of €1.00 = £0.83, 100 EUR converts to approximately £83 (An Post, exchange calculator). At the UK’s Post Office tiered rates, the inverse calculation would yield between £89.80 and £90.65 depending on the applicable rate.

Post Office rate for 100 EUR

At the lowest UK Post Office tier (1.1031 EUR per pound), a customer selling 100 EUR would receive approximately £90.65. At the highest tier (1.1312 EUR per pound), that same 100 EUR would yield slightly more — but the rate structure is designed for people buying euros with pounds, not selling euros for pounds, so the exact buyback rate isn’t always published.

Market equivalent

By comparison, Best Foreign Exchange — a specialist bureau — offered 1.1323 EUR per pound on the same period, suggesting £750 would return 849.23 EUR (Exchange Rates UK Best FX). The Post Office at its best tier (1.1312) comes close but doesn’t quite match specialist bureaux on every amount.

The implication: if you’re selling euros rather than buying them, the Post Office’s buyback rates may not be publicly available, making it harder to compare total costs upfront.

Who is offering the best euro exchange rate today?

This is where the comparison gets interesting. The Post Office is a well-known high street name, but specialist currency providers typically offer better rates because they don’t carry the overhead of thousands of branches.

Post Office vs Wise

Wise, the fintech transfers specialist, positions itself on transparency — it converts travel money at the mid-market rate with no markup. Wise claims that for a typical transaction, switching from Post Office to Wise could save customers £8.76 on average (Wise, fee comparison). The catch: Wise’s travel money card converts at the mid-market rate without ATM fees, but requires setting up an account and waiting for card delivery. The Post Office offers same-day availability via online ordering with 2-hour collection.

Post Office vs interbank

When compared to the interbank rate of approximately 1.1506 EUR per pound (Pound Sterling Live, historical data), the Post Office’s best tier of 1.1312 represents a markup of roughly 1.7%. That doesn’t sound enormous, but on £1,000 it’s roughly €19 less than the interbank equivalent. For travellers who prioritise convenience over cost, that trade-off makes sense. For those hunting the best rate, it’s worth checking alternatives.

How many euros will I get for 100 sterling today?

At the Post Office’s standard tier (£100+ spend), exchanging £100 would yield approximately 110.31 EUR as of 23 April 2026. At the next tier (£500+), the same £100 could theoretically return 112.68 EUR if the rate applied uniformly — but the tier thresholds mean you need to hit those spending levels to unlock the better rates.

100 GBP at Post Office

Using the Post Office’s own currency converter, £100 converts to around 110.31 EUR at the entry tier. ExchangeRates.org.uk confirms the 1.1312 rate for larger amounts, noting that £750 gets 848.40 EUR at that tier (Exchange Rates UK). The message is clear: if you’re exchanging £500 or more, push to the next threshold for a materially better outcome.

Collection options

The UK Post Office offers two primary routes: online ordering with 2-hour branch collection, or next-day home delivery. The 2-hour collection option is a genuine differentiator for last-minute travellers — you lock in the rate at the time of order, then collect from a nearby branch. Next-day delivery is available for those who plan ahead (Post Office UK Euros Page).

At Post Office, we update our exchange rates every morning. Sometimes we also update them throughout the day.

— Post Office (Official Provider)

The interbank rate is the exchange rate used by banks and large institutions when trading large volumes of foreign currency with one another.

— OANDA (FX Data Provider)

Post Office £100+ Rate: 1.1031 EUR/£ ·
Post Office £500+ Rate: 1.1268 EUR/£ ·
Post Office £1,000+ Rate: 1.1312 EUR/£

What is the Post Office exchange rate calculator?

Both the UK Post Office and An Post operate official currency calculators that display their current rates for dozens of currencies. These tools pull live or near-live data and allow users to input an amount to see exactly how much they’d receive.

An Post calculator

An Post provides a foreign currency rates calculator covering EUR, USD, GBP and over 60 other currencies (An Post, official calculator). The sample rate shown — €1.00 = £0.83 — reflects the EUR-to-GBP direction, and the tool allows users to switch currencies and amounts to find their exact conversion. Irish customers exchanging pounds for euros can use this to compare against the UK Post Office rates.

UK Post Office converter

The UK Post Office currency converter shows tiered rates for EUR alongside other currencies. Customers can input any amount and see their return at the applicable tier — no need to calculate manually. The tool is available on the Post Office travel money page and updates with the daily rate revision (Post Office Currency Converter).

Other useful converters worth bookmarking: OANDA’s currency converter uses live institutional FX data and serves as a reliable independent benchmark (OANDA). MoneySavingExpert’s TravelMoneyMax tool compares 16 online bureaux by net currency after fees — useful for travellers who want to see Post Office alongside specialist competitors in one view (MoneySavingExpert).

The pattern holds across providers: the interbank mid-market rate sits roughly 1.7–2.0% above what retail customers receive at the Post Office, and specialist bureaus like Best Foreign Exchange often match or beat Post Office on price but lack the branch network convenience. For travellers, running the numbers through multiple official calculators before purchasing ensures the best outcome for the specific amount being exchanged.